Monday, December 05, 2005
John Hancock Study Leads to Refined Underwriting Guidelines and Increased LTCI Approvals
John Hancock Life Insurance Company's Long Term Care Insurance (LTCI) department, following an extensive study of its cognitive screening results, has moderated its cognitive scoring guidelines.
The study compared all John Hancock LTCI claims with a primary or secondary diagnosis of cognition, underwritten since 1999, with the results of nearly 300,000 underwriting assessments completed during the period. The review showed John Hancock had applied scoring criteria conservatively and now is able to approve applications of those individuals who score in the lowest positive range but are not cognitively impaired.
John Hancock Study Leads to Refined Underwriting Guidelines and Increased LTCI Approvals
Source: PR Newswire
The study compared all John Hancock LTCI claims with a primary or secondary diagnosis of cognition, underwritten since 1999, with the results of nearly 300,000 underwriting assessments completed during the period. The review showed John Hancock had applied scoring criteria conservatively and now is able to approve applications of those individuals who score in the lowest positive range but are not cognitively impaired.
John Hancock Study Leads to Refined Underwriting Guidelines and Increased LTCI Approvals
Source: PR Newswire
Permalink posted by armandn @ 9:51 AM 
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