Monday, June 29, 2009

 

Impaired Risk Trends in Life Insurance

The impaired risk life market has changed significantly in the past 12 months. While some companies have become more aggressive across the board, others are tightening underwriting standards and targeting their underwriting to focus on particular risks. We are currently seeing several major carriers making very aggressive offers. Someone who is truly uninsurable will always be uninsurable, but some carriers are “sharpening the pencil” when necessary to place a case.

Impaired Risk Trends in Life Insurance
Source: Life Insurance Selling

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